The Lending Practice

https://www.linkedin.com/posts/paul-spiteri-221aa6_lendingsolutions-success-motivation-activity-6787807827009376256-ffaK

Paul Spiteri on LinkedIn: #lendingsolutions #success #motivation What an amazing day being back in our office together with the biggest group of people since the pandemic started! It is so great to be with the team and...

Banking on ECORA’s Encore

ECORA is intended to lower the cost for farmers and ranchers to acquire credit in rural America. It would create equity in agricultural real estate and lower costs for farmers to acquire credit.

http://ow.ly/ZOAU50E7R4H

Banking on ECORA’s Encore | ABA Banking Journal Though the goals for passing of the reintroduced Enhancing Credit Opportunities in Rural America Act of 2021, commonly known as ECORA, haven't changed much over the last few years, this Congress may have a better shot at leveling the playing field between farm banks and Farm Credit System lenders, u...

Signs point to more bank-nonbank M&A in 2021

Many banks describe the search for wealth management, insurance, fintech and other nonbank acquisition candidates as a priority. Several have already announced nonbank deals this year.

Signs point to more bank-nonbank M&A in 2021 Acquisitions of wealth management, insurance, fintech and other firms are expected to pick up as banks seek new sources of fee income and look to improve digital capabilities.

What will drive bank M&A in 2021

Three factors have fueled previous surges in bank M&A — low interest rates, a need to cut costs and the need to invest in technology. All of them were present before the pandemic and are present now — in fact, the pandemic may have made those pressures more acute.

What will drive bank M&A in 2021 Mergers and acquisitions were largely on ice in 2020, but banks' mounting need to control expenses and invest heavily in technology could spur a comeback this year.