Herr, Potts and Potts

SSI and SSDI. You have probably heard both terms. But do you know the difference, and why it matters for your family's planning?

SSI, Supplemental Security Income, is based on financial need. It has strict asset limits, which is exactly why a Special Needs Trust matters so much. Money held in a properly structured trust does not count against those limits.

SSDI, Social Security Disability Insurance, is based on work history, either the individual's own or a parent's. It does not have the same asset restrictions, but it has its own rules.
Many people with disabilities receive one or both. And the type of benefits your loved one receives affects how your estate plan should be structured.

This is the kind of thing that is easy to get wrong without guidance. We are here to help you get it right.

📞 (610) 254-0114
🌐 herrpottsandpotts.com

Most special needs planning focuses on one question: what happens to my loved one when I am gone?

But there is another question families do not think about often enough.

What happens if I can no longer be their caregiver?

A diagnosis. A decline. A sudden health crisis. If the person who has always been the anchor becomes unable to fill that role, what is the plan?

June is Alzheimer's and Brain Awareness Month, and it is a quiet reminder that planning is not just about the end of life. It is about protecting the people we love through every chapter, including the unexpected ones.

If you do not have a backup plan for your loved one's care, we are here to help you build one.

📞 (610) 254-0114
🌐 herrpottsandpotts.com