Nancy Vesely - Health Insurance Agent

Health Insurance 101: Prescription drugs can completely change the math. Some plans have low deductibles but weak drug coverage tiers, while others build drug costs into separate deductibles or copay structures. If you take regular medications, always run a “total annual cost” estimate including premiums + meds + expected visits.

Use Summer for a Coverage Checkup: Mid-year is a great time to review your health insurance plan—before medical needs or emergencies force decisions. Make sure your coverage still fits your situation.