TMN Insurance

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Protect your hard-earned assets with comprehensive general insurance policies. 🛡✨

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The most important coverage has to be your state's minimum liability and property damage coverage. More than anything else, you need to maintain car insurance to keep yourself legal to drive. You risk losing your driver's license and fines driving without it. Get into an accident without liability coverage and you could be facing enormous penalties including bills from the damages you caused.

Liability and property damage coverage is there to protect the other drivers on the road from the damage you cause. Your car insurance policy probably lists liability as bodily injury 20/40 as an example. The 20 is the placeholder for how much will pay out for medical expenses, pain, and suffering per person and is valued at $20,000. The 40 is the placeholder for how much will pay out for medical expenses, pain, and suffering per accident and is valued at $40,000.

Property damage provides coverage for other people's property. For instance, if you hit another person's car or damage city property like a guardrail or traffic sign, your property damage coverage on your car insurance will cover the damages up to the limit listed on your policy.

Source : The Balance
book a call with our insurance agents today at 714-741-2008 or check out our website, www.tmninsurance.com


Having coverage protecting other people's property and medical expenses is important for your own financial protection. Without it, you can be sued for the damages.

Full Coverage vs. Liability Car Insurance: Which is Better?
https://www.youtube.com/watch?v=HXMi8eqMQbs

For Auto Insurance, Book a call with our insurance agents now at 714-741-2008 or check out our website, www.tmninsurance.com

www.tmninsurance.com