3T Insurance, LLC

Think you can change your Medicare plan anytime? 🤔

The truth is, you can only make changes during certain times of the year like the Annual Enrollment Period (October 15 – December 7) — unless you qualify for a Special Enrollment.

Don’t miss your chance to review and update your coverage for 2026! 💜

Contact us today!

You only get one chance to get it right!

When it comes to Social Security planning, most people don’t realize that your claiming decision isn’t just about now — it affects your benefits for the rest of your life.

📌 Choosing when and how to claim can mean:
• Tens of thousands more (or less) in lifetime benefits
• Bigger survivor benefits for your spouse
• Better coordination with other retirement income

Before you claim, make sure you’ve reviewed your options and created a personalized strategy.

💡 If you’d like help understanding your Social Security choices, message us — it could be the most important retirement planning step you take!