Meaghan Grinstead - Home Loans

Need some change, or is your home feeling blah? There’s no better time to refresh your home than at the start of a new year. You can make simple, smart, and inexpensive changes that inspire you and make quite the difference. They not only require very little money out of your pocket but also very little time out of your day.

Here’s a look at 20 inexpensive ways to refresh your home: https://bit.ly/InexpensiveWaysToRefreshYourHome

Commitment Letter = A letter from your lender stating the amount of the mortgage loan it is willing to make to you, the number of years to repay the mortgage loan (the term), the interest rate, the mortgage loan origination fee, the annual percentage rate, and the monthly payments.

I am passionate about helping homebuyers obtain the home of their dreams! If you are interested in an FHA loan, here's what you need to know:

- 3.5% down payment
- Fixed- or adjustable-rate
- Lower payment
- Limited closing costs
- Reduced documentation available on certain refinances
- HUD REO property qualifies for $100 down and max repairs of up to $10,000

What's the difference between a title and a deed?

Title refers to the legal ownership of a home (not a physical document).

A deed is a legal document that transfers the ownership (title) of a property from the seller to the buyer.