Edge Mortgage Pro Team

This isn’t a rate market. It’s a timing market.
Buyers: this is the first buyer’s market in a decade. Wait, and you could miss out on all of the perks.

1️⃣Rates are down from 2025, so your buying power is up. Homes that felt out of reach last year may now fit your budget.

2️⃣More homes to choose from. Listings are growing, which means better options and less competition.

3️⃣Sellers are more flexible. You’re more likely to get concessions to help cover closing costs, and VA buyers, or FHA buyers using down payment assistance have a better shot at getting offers accepted, compared to seller’s market conditions where cash and conventional offers usually win deals.

4️⃣Monthly payments are dropping. The average home payment is much lower than in 2025.

5️⃣Refinance down the road if rates fall. Lock in your home now, then jump on potential savings later.