NuGen Insurance Administrators

🚫 MYTH: ""If I claim, my premium will automatically go up.""
✅ FACT: It depends on your claims history and the nature of the claim.

Here's the truth:
🔹 A single claim doesn't always trigger a premium hike
🔹 Insurers look at your full claims history — one incident rarely tells the whole story
🔹 Some policies have a no-claims discount — ask if yours does
🔹 NOT claiming when you should can leave you out of pocket unnecessarily

The bottom line? Insurance exists to be used. Talk to your broker before deciding not to claim. 💬

NUGEN INSURANCE ADMINISTRATORS - An Authorised Financial Service Provider FSP 41569

🤔 We want to hear from YOU!

What's your biggest insurance concern right now?

👇 Drop your answer in the comments:
A) Car theft or hijacking
B) Home break-in
C) Keeping premiums affordable
D) Not understanding my policy

Your answers help us create content that actually helps you. Plus — if you're unsure about your cover, let's chat! 💬

NUGEN INSURANCE ADMINISTRATORS - An Authorised Financial Service Provider FSP 41569