wCap

𝗙𝗢𝗥 𝗜𝗠𝗠𝗘𝗗𝗜𝗔𝗧𝗘 𝗥𝗘𝗟𝗘𝗔𝗦𝗘

𝗪𝗖𝗔𝗣 𝗕𝗔𝗖𝗞𝗦 𝗭𝗔𝗠𝗕𝗜𝗔𝗡 𝗛𝗢𝗠𝗘 𝗟𝗢𝗔𝗡𝗦 𝗧𝗢 𝗘𝗫𝗣𝗔𝗡𝗗 𝗚𝗥𝗘𝗘𝗡 𝗛𝗢𝗨𝗦𝗜𝗡𝗚 𝗙𝗜𝗡𝗔𝗡𝗖𝗘 𝗜𝗡 𝗭𝗔𝗠𝗕𝗜𝗔

𝗟𝘂𝘀𝗮𝗸𝗮, 𝗭𝗮𝗺𝗯𝗶𝗮
𝟭𝟬𝘁𝗵 𝗔𝗽𝗿𝗶𝗹 𝟮𝟬𝟮𝟲

wCap Limited has completed an investment in Zambian Home Loans, a Zambian housing finance company providing accessible and affordable mortgage and home loan solutions to individuals and families across the country. The investment provides growth capital to support the expansion of Zambian Home Loans' lending operations, with a deliberate focus on financing sustainable and green housing. The transaction reflects wCap's strategy of deploying structured medium-term private credit solutions into capital-efficient businesses operating in underserved, high-impact sectors across Southern Africa.

Zambian Home Loans operates in a sector central to economic empowerment, wealth creation, and environmentalsustainability. Access to reliable home financing remains a limited in the Zambian market, with the majority of the population unable to access conventional mortgage products. This investment will strengthen Company’s ability to grow its loan book, with a focus on properties built to sustainable construction standards, including energy-efficient designs, environmentally responsible materials, and low-carbon building practices. The company's products are designed to meet the needs of employed individuals and small business owners seeking a structured and transparent pathway to home ownership, delivering not only affordability, but long-term sustainability.

“This investment is a significant milestone for Zambian Home Loans and the communities we serve. Access to home financing has long been out of reach for many Zambians, and this partnership with wCap gives us the capital and confidence to change that. We are particularly proud of our commitment to sustainable construction, ensuring that the homes we help finance are not only affordable, but are built with the environment and future generations in mind.

We look forward to expanding our reach and helping more Zambian families to achieve responsible home ownership."said Mrs. Nfwama Chisola Mfula, Chief Executive Officer of Zambian Home Loans.

The Partners at wCap stated, "Our investment in Zambian Home Loans reflects our commitment to supporting businesses that address critical gaps in financial access while advancing sustainable development. Housing is a fundamental driver of household wealth and economic stability, and green construction represents the future of responsible urban development on the continent. We provide structured private credit aligned to cash-flow realities, enabling businesses to scale sustainably. We are pleased to partner with a Company that combines strong fundamentals with a compelling impact proposition."

𝗔𝗯𝗼𝘂𝘁 𝘄𝗖𝗮𝗽

wCap Limited is a Zambian-based Investment Management Firm that provides structured financing solutions to early-stage, high-growth businesses in Zambia and Southern Africa. The firm specialises in deploying medium-term facilities aligned to business cash-flow cycles in sectors that contribute to economic resilience, inclusive growth, and sustainable development. wCap is regulated by the Securities and Exchange Commission of Zambia.

Meet Today’s Mentor!

Ms. Martina Jane Phiri is equipping participants with essential skills in fundraising and finance management for startups on Day 3 of the Hackathon – Zambia & Malawi.

Mastering financial management is key to building sustainable and scalable FinTech solutions.

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